Banking courses give an introduction to the various banking administrations, services, and monetary organizations. A banking course student looks at the standards of banking exchanges and the different services that are provided by a bank. Topics included in a banking course are the history of banking, asset handling, methods, accounting, advances or loans, investments, and trust activities. In a banking course, a student additionally understands the functions of the Federal Reserve.
The industry of banking and finance is one of the most significant parts of the Indian economy. With the quick development and advancement of the products as well as various services offered by banks and an expanding necessity for monetary incorporation in our nation, there is a colossal interest for experts with particular information and aptitudes, therefore, students are getting into banking courses with increasing numbers every year.
These incorporate regions like commercial banking, credit management, trade finance, and Investment banking. Indeed, even Insurance as an industry is picking up significance in India. Over the past 10 financial years, life insurance coverage premiums extended at a CAGR of 7.5 %, which implies this segment is ready for additional development and there are going to include more occupations in future.
Banking Course Highlights
| Course level | Both graduation and post-graduation (diploma and certificate banking courses are also available) |
| Duration | For Graduation: 3years For Post Graduation: 2 years |
Eligibility | For Graduation: 10+2 For Post Graduation: Graduation degree from any discipline |
| Admission process | Varies from college to college (Some take entrance exam whereas some take interviews) |
Check out the Salary Breakdown of Different Courses in the section below -
Banking Courses: Eligibility
If an individual is looking for a banking course at the undergraduate level then he or she must meet the following eligibility criteria:
- Students must have completed their 10+2 from a recognised board or equivalent in order to enrol in a banking course.
- Students must have scored a minimum of 50 per cent marks during their secondary education to be eligible for a banking course.
- It is not compulsory to belong to a certain stream in 10+2 for being a part of a banking course. A student from any stream can enrol himself or herself in a banking course. (But, if a student wishes to enrol in a B. Com programme in banking then they must have commerce stream in their 10+2. Not only that but if a student has studied the subject economics in their higher secondary education then it will help them in pursuing a banking course.)
List of Banking Courses After 12th
Here is a list of Banking courses after 12th commerce-
- BA in Banking and Finance
- BA in Banking and Financial Planning
- BA in International Finance and Banking
- BBA (Hons) Finance and Banking
- BCom in Banking
- B.Sc. in Banking and Finance
- B.Sc. (Hons) Economics with Banking
- B.Sc. (Hons) in Money, Banking and Finance
- Bachelor of Business (Banking)
- Bachelor of Business (Banking and Finance)
- Bachelor of Business and Commerce (Banking and Finance)
Some of the popular banking courses at the graduate level are:
- BA (Banking)
- BBA in Banking
- BBA in Banking & Finance
- BCom in Banking & Finance
- BCom in Banking Management
- BCom in Banking & Insurance
- BCom (Hons.) in Banking and Insurance
- BSc in Banking and Finance
Students who wish to make a career in the banking sector can go for any of these banking courses. Different Colleges have different procedures to enrol the aspiring candidates. Some give direct admissions whereas others have a merit-based admission system designed for admission in banking courses.
If an individual is looking for a banking course at the postgraduate level then he or she must meet the following eligibility criteria:
- For post-graduation in a banking course an individual first needs to complete his or her graduation degree.
- It adds more value if the graduation is done in a banking course or an economics course for that matter, but if not it could be in any discipline. It does not matter if it is in a science, commerce or arts background.
- If an individual is aspiring to complete his or her post-graduation in an M.com course in the field of banking then they must have graduated in a B.com course as well as have a commerce background in their 10+2.
There are a lot of courses available in order to pursue masters in the field of banking.
Some of the most popular postgraduate courses in the field of banking are:
- M.Com. (Banking and Finance)
- M.Com. (Banking)
- M.Com. (Banking and Insurance)
- M.Com. (Banking and Taxation)
- MBA in Banking and Finance
- MBA in Banking and Insurance
- M.Sc. in Banking and Finance
- MA (Banking)
Banking courses are available as diploma and certificate courses as well. Some of the diploma and certificate banking courses available in India are:
- Postgraduate Diploma in Banking Operations
- Postgraduate Diploma in Banking
- Postgraduate Diploma in Retail Banking
- Postgraduate Diploma in Branch Banking
- Postgraduate Diploma in Banking and Insurance
- Postgraduate Diploma in Investment Banking
- Advanced Diploma in Banking and Finance
- PG Certificate in Banking
- PG Certificate in Banking and Insurance
Popular Online Finance Courses and Certifications
- Online Finance Courses
- Online Fintech Courses
- Online GST Courses
Diploma/Certification
Diploma and certification programs in Banking and Finance are designed for students to explore the latest information and knowledge about the emerging specializations in this field. Moreover, they help executives and professionals in the banking sector to gain expertise in their specific work profile.
Here is a list of Banking courses constituting of diploma and certification programs:
- Graduate Certificate of Finance and Banking
- Graduate Certificate in Banking Security
- Diploma in Banking Services Management
- Graduate Diploma in Banking
- Graduate Diploma in Banking and Finance Law
- Post Degree Diploma in Economics and Global Banking
List of Short-Term Banking Courses
Here are the best diploma and certification courses in Banking offered in India:
| Program Name | Degree Type | Program Duration |
| Short-term Post Graduate Diploma in Banking Operations | PG Diploma | 3 months classes + 3 months internship |
| M.Com In Banking and Finance | PG level | 2 years |
| Master of Vocation in Banking, Stocks and Insurance | PG level | 2 years |
| PGDM in Banking & Financial Services | PG Diploma | 2 years |
| PGDRB – Post Graduate Diploma in Retail Banking | PG Diploma | 3 months classes + 3 months internship |
| PGDM in Banking Management | PG Diploma Course | 2 years |
| MBA in Banking and Finance | PG level | 2 years |
| Professional Programme in Commercial Banking (PPCB) | Advanced Certificate | 2 months |
| Short-term Post Graduate Diploma in Banking | PG Diploma | 3 months classes + 3 months internship |
| Advanced Certificate in Banking Laws and Loan Management | Advanced Certificate | 3 months |
International Banking Certifications
Here are some of the most popular Banking and Finance Certifcations:
- Certified Public Accountant (CPA)
- Chartered Financial Analyst (CFA)
- Chartered Mutual Fund Counsellor (CMFC)
- FRM
- Certified Financial Planner (CFP)
- Chartered Alternative Investment Analyst (CAIA)
- Certified Management Accountant (CMA)
- BAT Course
Banking Courses: Offered by Banks
Banking Industry is the backbone of the economic development of a country. The banking industry offers courses to the learners and also their employees to pursue a certificate. Here are some banks that offer the courses.
State Bank of India (SBI)
SBI is an Indian Multinational, Public Sector Banking Company that provides banking, insurance as well as financial Service to its customers. It offers many courses, like,
- Certificate program in general insurance
- Certificate and training in digital banking business model
- Certificate in relationship marketing strategy for financial services
- Certificate in corporate credit
- Certification in credit risk management
- SBI Bank Jobs After 12th
- The various SBI bank jobs after the 12th are the following,
- Advisor (Operations Support Subsidiary)
- Assistant Manager (Routing and switching)
- Assistant Manager (network security specialist)
- Deputy Chief Technology Officer (Core banking)
- Chief Technology Officer
- Chief Information Officer
- Zonal Sales Manager
Yes Bank
Yes Bank is an Indian private sector bank for Investment banking, Merchant Banking and Brokerage businesses, and Mutual Fund business through Yes Asset Management of India. The courses offered by Yes Bank are-
- PGP in Branch Banking Services
- PGDM in Banking & Finance
- Certified Financial Planner
- Certificate in HDFC Trade Finance Program
ICICI Bank
ICICI bank ltd. is a private-sector Indian bank providing equipment finance for the development and modernization of business in non-public sectors. Banking courses offered by ICICI bank are-
- PGD in Banking
- PG Certification Course in Banking
- MBA in Finance and Banking
HDFC Bank
HDFC Bank is the largest private-sector financial service bank located in India. HDFC bank ltd mainly deals with wholesale banking, retail banking, personal loans, property loans, consumer durable loan, credit cards, etc. Banking courses offered by the HDFC Bank Ltd. are as follow as-
- Training Program in Trade Finance Program
- Training in Business Banking Relationship Manager Program
Banking Courses: Entrance Exams 2023
In order to get a degree of diploma in banking course, candidates need to fill up the entrance examination form to sit for the banking courses entrance exam in India.
| Entrance Exam | Application Date | Exam Date |
| IPU CET | To be announced | To be announced |
| GPAT | 4th week of December 2023 – 4th week of January 2024 | 4th week of February 2024 |
Banking Course: Government Banking Exams 2023
Indian government banks conduct banking examinations for filling the vacancies of bankers in different banks. Here is a list of Govt. Banking Exams to be a Banker in India.
| Bank Exam | Conducted By | Exam Date |
| IBPS SO | Institute of Banking Personnel Selection | January 29, 2023 |
| IBPS Clerk | Institute of Banking Personnel Selection | September 3 & 4, 2022 |
| SBI PO | State Bank of India | To be announced |
| SBI Clerk | State Bank of India | November 2022 |
| NABARD | National Bank for Agriculture and Rural Development | September 7, 2022 |
| ICICI PO | ICICI Bank | To be announced |
| IBPS RRB | Institute of Banking Personnel Selection | August 7, 13 & 14, 2022 |
| RBI Officer | Reserve Bank of India | June 25 – August 6, 2022 |
Scope of Banking in India and Abroad
India is a country which is developing and has a gigantic populace. To take into account the rising budgetary exchange of the immense population, the government alongside RBI is taking different steps to arrive at the masses. This is helping in employment generation in the banking field. The various reforms brought in would increase the number of banks operating in the country which will, in turn, increase the job opportunities for a banking course student.
The introduction of technology in the banking sector has brought about a tremendous amount of change. It is good news for students who want to pursue banking courses. The pattern of using plastic money, that is Visa or MasterCard, has fundamentally expanded among the Indian residents, regardless of the geographical location they live in. Government has put forth satisfactory attempts to advance e-banking and ATM's in many rural areas of India, along these lines widening the entrance through technological interventions. The top-level security and protection given by the banks have upheld trust among individuals, who currently think that it's a lot more secure to keep their monetary assets in the banks. This prompts more investment funds, more financial balances and an expanding number of workers who are sent to deal with these records.
Banking Courses: Fees
| Minimum Fees | Maximum Fees | |||
|---|---|---|---|---|
| Program | Private | Government | Private | Government |
| UG | 13.87 K | 19.55 K | 3.91 Lakhs | 75.00 K |
| PG | 3.35 K | 4.27 K | 8.90 Lakhs | 1.43 Lakhs |
| DOCTORAL | 1.91 Lakhs | --- | 1.91 Lakhs | --- |
| DIPLOMA | 7.90 K | --- | 70.00 K | --- |
Banking Courses: Subjects
There are multiple banking courses available in India. They are available at the graduate level, postgraduate level, as a diploma and as a certificate course. Some of the banking course's popular subjects include:
- Banking Laws
- Financial Markets in India
- Marketing of Financial Services
- Business Policy & Strategic Management
- Commercial Bank Management
- Foreign Exchange
- Principles of Finance
- Direct & Indirect Taxes
- International Banking & Finance
- Economics of Global Trade & Finance
- Modern Banking Theory
Top Colleges for Banking Courses
| College | Average Fees |
| Chandigarh University | INR 1,95,000 |
| IMI New Delhi | INR 8,60,000 |
| IMT Ghaziabad, Uttar Pradesh | INR 1,27,000 |
| Alliance University | INR 13,50,000 |
| Goa Institute of Management | INR 8,80,000 |
| Bharati Vidyapeeth University, Institute of Management and Entrepreneurship Development, Pune | INR 2,25,000 |
| Narsee Monjee College of Commerce and Economics | INR 35,000 |
| Symbiosis College of Arts and Commerce | INR 30,000 |
| KPB Hinduja College of Commerce | INR 14,000 |
| Parul University | INR 40,000 |
Top Colleges for Banking Courses in Delhi
| College | Average Fees |
| Delhi Institute of Advanced Studies | INR 1,20,000 |
| Hindu College, New Delhi | INR 540 |
| Delhi College of Arts & Commerce | INR 30,000 |
| Sri Guru Gobind Singh College of Commerce, Delhi | _ |
Top Colleges for Banking in Mumbai
| College | Average Fees |
| Indian School of Business Management and Administration, Mumbai | INR 20,900 |
| ITM Business School, Navi Mumbai | _ |
| Bombay Stock Exchange Institute, Mumbai | INR 2,00,000 |
| SP Jain Institute of Management and Research | INR 9,00,000 |
| University of Mumbai, GICED | INR 3,00,000 |
Top Colleges for Banking in Ahmedabad
| College | Average Fees |
| Narayana Business School, Ahmedabad | INR 7,00,000 |
| NMIMS Global Access School for Continuing Education, Ahmedabad | INR 76,000 |
| Ahmedabad Management Association | INR 15,000 |
| Institute of Finance, Banking, and Insurance, Maninagar | INR 1,32,000 |
| BSE Institute, Ahmedabad | INR 44,500 |
Top Colleges for Banking in Pune
| College | Average Fees |
| UNIPUNE, Savitribai Phule Pune University | INR 65,000 |
| College of Engineering, Pune | INR 2,00,000 |
| National Institute of Bank Management, Pune | INR 6,00,000 |
| ASM's IBMR Pune | INR 1,30,000 |
| Dr. D Y Patil B-School, Pune | INR 3,00,000 |
Banking Courses: Jobs and Salary
Various factors like digitisation of currency, government reforms, more and more opening of banks and its branches have made the banking career desirable for a lot of individuals. Banking as a career gives chances to aspiring students from all subjects. For example, in the event that if one is pursuing a banking course like BA in banking then they can get put with a bank as procedure executive. Organizations, for example, GE Money, Max New York and driving banks, for example, ICICI, HSBC, HDFC, Standard Chartered, American Express are some examples of organisations where students can work.
In this way, picking banking as a profession is a balanced choice in today's market for those keen on developing quickly in their careers. Going for a banking course is a wise choice for individuals who wish to get an introduction to world markets at the beginning of their profession itself. If an individual wants to work abroad then the banking sector gives many opportunities to do so.
Job Profiles and Top Recruiters
| Job | Description | Average Salary |
| PO (Probationary Officer) | The Probationary Officer of a bank will look after public relations, monitor and regulate branch activities and tasks, address customer related issues and grievances, approve and monitor daily branch and customer transactions and handle loans. | The starting PO salary is Rs.41,960/- (basic pay){Varies from bank to bank} |
| Bank Clerk | An employee of a bank who deals with customers, receives and pays out money and many other days to day tasks. A bank clerk serves as the primary point of contact for most bank customers, administering most basic banking transactions and answering questions.
| The average salary for a Bank Clerk in India is ₹300625. |
| Bank Manager | Bank Managers are responsible for coordinating and directing the operational functions of the bank. They oversee front-office operations, provide high levels of customer service and direct regular team meetings and training sessions. They are the in-charge of the local branch of the bank. | The average salary for a Bank Manager is ₹60000 per year in India. |
| Assistant Manager | An assistant bank manager helps the manager in making sure that the daily work to be done not only finishes on time but runs smoothly. He is also responsible for the cleanliness of the bank as well as its presentation. The assistant watches over the team under the bank manager's supervision. | Assistant Manager salary in India ranges between ₹ 2.9 Lakhs to ₹ 14.0 Lakhs with an average annual salary of ₹ 6.3 Lakhs. |
| Insurance Officer | They under the direct supervision of a higher-level officer perform clerical duties pertaining to the various Group Health Insurance functions. Supervision received takes the form of meetings, memos and review of completed work. | Insurance Officer salary in India ranges between ₹ 1.0 Lakhs to ₹ 5.0 Lakhs with an average annual salary of ₹ 2.4 Lakhs. |
| Market Analyst | Marketing analysts are responsible for studying market conditions to assess the potential sales of products and services. Their duties include forecasting and monitoring sales trends, gathering consumer and competitor data, preparing reports for management and utilizing statistical software for data analysis.
| Market Analyst salary in India ranges between ₹ 2.4 Lakhs to ₹ 13.3 Lakhs with an average annual salary of ₹ 8.0 Lakhs |
| Loan Officer | They are people who work for banks and other financial institutions with the main objective to recommend individual and business loan applications for approval and participate in the front end of the mortgage origination process.
| The average salary for a Loan Officer is ₹22000 per year in India |