Home Articles LIC AAO Salary 2025: In-Hand Pay, Perks, Benefits, and Job Responsibilities.

LIC AAO Salary 2025: In-Hand Pay, Perks, Benefits, and Job Responsibilities.

General

Suman Saurav
Suman Saurav
LIC AAO Salary 2025: In-Hand Pay, Perks, Benefits, and Job Responsibilities.
The starting basic salary for an LIC AAO is ₹53,600 per month. For the first 14 years, the salary increases by ₹2,645 each year. After that, the basic salary becomes ₹90,630, and for the next 4 years, it increases by ₹2,865 each year.

The Life Insurance Corporation of India (LIC) sets the LIC AAO Salary for selected candidates applying for the position of Assistant Administrative Officer (AAO). Each year, LIC opens applications to recruit skilled candidates for various departments, making it crucial for potential applicants to understand the LIC AAO salary structure and job profile. As we anticipate the official notification for LIC AAO 2025, expect updates on salary, benefits, and additional perks to reflect the latest industry standards.

The basic salary of a LIC AAO is INR 53,600 per month, providing a competitive compensation package. In addition to this base salary, LIC AAOs receive a range of perks, such as House Rent Allowance (HRA) and City Compensatory Allowance (CCA), significantly boosting their overall income. Furthermore, dedicated LIC AAOs have great opportunities for career advancement, with the chance to be promoted to Assistant Officer after accumulating relevant work experience.

LIC AAO Salary Structure

Basic pay

53600

Special allowance

4500

DA

32210

HRA

5360

Transport Allowance

1960

CCA

1608

Gross salary

99228

Deduction (PF/Income Tax/PT/Pension)

10561

Net Salary

88667

LIC AAO Salary 2025

The Salary of LIC AAO has been an influential factor in opting for a career with the Life Insurance Corporation of India. LIC AAO salary is one of the major driving forces for candidates applying for the post of Assistant Administrative Officer. It is one of the most sought-after posts in the Insurance sector as well. Holding a good repute, aspirants of the exams will have all their queries resolved after going through the article.
 

Securing a position as an LIC Assistant Administrative Officer (AAO) is a prestigious opportunity that provides candidates with a strong sense of satisfaction, as it is a coveted central government job. The promising career scope in this role further reinforces its appeal among job seekers. With a competitive LIC AAO salary, aspiring candidates can look forward to a stable and rewarding career path. For a quick overview, candidates can refer to the table below for detailed insights into the LIC AAO salary structure.

Component

Amount

Basic pay

Rs. 53,600 per month

Maximum basic pay

Rs. 1,02,090 per month

Total Approximate Salary

Rs. 88,667 per month

LIC AAO Salary is complemented also by promotion and increments. Allowances/ benefits are also a part, depending upon job profile.


LIC AAO Salary 2025: Structure- Pay Scale

Basic Pay

Increment

Duration

Next Basic Pay

₹ 53,600

₹ 2,645

14 years

₹ 90,630

₹ 90,630

₹ 2,865

4 years

₹ 1,02,090

₹ 1,02,090

-

-

-

LIC AAO Salary 2025: Deductions

Particulars

Amounts

NEW GI

137

Mediclaim

200

GIS

3,050

GTIS

241

DCPS

6,933

Total Deductions

10,561

LIC AAO Salary 2025: Allowances


As per the salary slip, the allowances included in the salary are listed. These allowances are an appeal to the candidates. Please note that these allowances may vary from city to city.
 

  • Defined Contributory Pension
  • Gratuity
  • LTC
  • Cash Medical Benefit
  • Group Mediclaim
  • Group Personal Accident Insurance
  • Group Insurance
  • Vehicle Loan (2-wheeler/4 wheeler) as per rules
  • Meal coupon
  • Reimbursement of cost of Briefcase/leather bags
  • Mobile handset
  • Supply of dailies and magazines
  • Tea/coffee
  • Mobile expenses

LIC AAO Salary 2025: Promotion and Career Growth

Thus, from a share of the official ranks, promotion is sure. With increments announced, LIC AAO AE candidates may naturally ascend to assistant roles of higher grades. However, an individual's growth career heavily depends on his or her performance and experience. Importantly, appointed candidates for the LIC Assistant Administrative Officer (Chartered Accountant) post carrying two years of post-qualification work experience by the eligibility date will become entitled to two further additional increments. 

Job Profile of LIC AAO 

Job Profile   

Role 

Clerical Duties    

Cashier, single-window operator, customer service executive

Cash Management & Customer Relations    

Handling cash counters, addressing customer grievances, managing public relations

Sales Document Management   

 Processing policies, claims, and settlements

Back-End Office Work   

 Administrative and support tasks

LIC AAO Selection: Probation and Service Bond Details

Candidates approved for appointment as LIC AAO will serve a minimum one-year probation period, extendable up to a maximum of two years depending on performance and organizational management. The place of posting will be at the discretion of the LIC and transferrable anywhere within India.

In addition, candidates shall have to sign an undertaking to serve LIC for a minimum of four years from the date of joining, including the probation period. In case the candidate defaults on the undertaking, he/she will be liable to pay a penalty of ₹5,00,000/- plus applicable GST or any other sum decided by the Executive Director (Personnel) at that time. 

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